1. The rules at ibet.ag conform very closely to those found at Las Vegas Sportsbook, and are used to protect both our company and you, the bettor.

2. All customer betting accounts at ibet.ag are private and confidential, and all calls are recorded on tape and held for disputes for a period of seven days.

3. All Clients must be 18 years of age.

4. ibet.ag reserves the right to refuse a wager at any time, from any client without cause, and can refuse wagers from clients who reside in states or provinces that prohibit sports wagering.

5. All rules, regulations, and payoffs listed in this publication are subject to change without prior written notice.

6. Each client is required to identify himself by his betting account number and password on each call and each login to Jochjoch.com. The client has sole responsibility for his specific password and account number .

7. Account balances will reflect any wagers on future propositions or pending wagers.

8. Customers at ibet.ag cannot risk more money than is available in their account.

9. All players are to confirm their bets with the operator at the end of the call using their account number and password. It's the responsibility of the caller to listen to the read-back from the operator before confirming the wager. If, for some reason, the call is dropped before the process is completed, the wager will be at the management discretion.

10. No wagers can be cancelled once the caller confirms them and the call is concluded. The only manner in which a client can cancel a wager is to wager on the opposite side of the contest in which he initially wagered.

11. On over/under wagers, over-time periods are included in the final score.

12. When wagering on half-time lines, the over-time period(s) are included as a part of the second half.

13. All minimums, maximums, and betting payout prices are subject to change without prior written notice.

14. Maximum betting payout for any parlay is $10,000.

15. All wagering disputes shall be resolved by the read-back from the recorded call and shall be ruled final.

16. With regard to suspended games, protest games, or overturned decisions, ibet.ag follows Las Vegas gaming rules for wagering purposes. Otherwise ibet.ag does not recognize suspended games, protests and overturned decisions for wagering purposes.

17. All sporting events must be played on date unless otherwise specified. If an event is postponed and/or rescheduled or a change of venue, the event will automatically constitute "no action," which means all monies for that event will be refunded (Unless sport specific rules state otherwise) .All parlays/exotics will be recalculated excluding that leg of the parlay, using payout charts for that sport/betting option. Individual tennis matches have no action if the match is not fully completed due to withdrawal/incapacity or disqualification. If a match is rescheduled due to scheduling and weather problems bad light etc, then all wagers will have action and all wagers will stand.

18. All betting payoffs are calculated on the odds in effect at the time of the wager.

19. It is prohibited to parlay the same team with both the point spread and the money line. Multiple bets are not accepted where the outcome of one part of the bet contributes to the outcome of another (correlated plays).

20. ibet.ag, does not report your transactions to any financial institution or government agency. It is the client's sole responsibility to report such information to the appropriate taxable jurisdiction.

21. ibet.ag is not responsible for any misrepresentation by any client upon application for membership.

22. ibet.ag is not responsible for clients who disclose their password and account number to other parties.

23. The winner of an event, or game, will be determined on the date the event is concluded.

24. All wagers are in U.S. dollars.

25. In the case of an obvious error on the posted line, scheduled time, or maximum wager, any wagers will be deemed a "no action" wager, and all money will be credited accordingly.

26. ibet.ag reserves the right to take away any bonus, any time, without explanation.

27. Dates and kick-off time of events shown are for guidance purposes only. Bets will be accepted up to the advertised kick-off time. For any reason a bet is inadvertently accepted after an event or match has started, the selection(s) affected will be made void.

28. All futures wagers are accepted as "All In", Run or Not Run, Entered or Not Entered. Stakes are lost on a future bet if a selection does not take part. In the event of a tie where 3 or more competitors are offered in one betting option, the payout will be divided by the number of players/competitors tied.

29. Winners and losers are official after:

Soccer 90 minutes of play - Overtime and/or Penalty shots are not included

Football - NCAA & NFL - 55 minutes of play

Basketball - NBA - 43 minutes of play

Basketball - NCAA - 35 minutes of play

Hockey - NHL - 55 minutes of play

All other sporting events - 55 minutes of play

Overtime periods, quarters or extra innings are counted in the final score when wagering on totals, money line and spread betting unless specified and with the exception of soccer lines including a quote for a draw.

On half time wagers, overtime periods are included as part of the second half.

All period and quarter wagers placed are for that specific period or quarter only. All overtime wagers placed will be for the full overtime, regardless of how many overtimes.

Other sports: All other contests that involve a scheduled length of play time or time limit must play to their conclusion or have five minutes or less of scheduled playing time remaining when the contest concludes to be considered official for betting purposes.

30. Dead Heat Rule?

In the event of a dead heat (a tie) in a Future wager, stakes will be divided by the number of selections who tied with the divided stake settled at full odds.

If the tie was a betting option, then the dead heat rule does not apply. The Dead Heat Rule only applies to Future Wagers that didn't have a tie listed as a betting option.

Example: If there is a 3 way tie for the Top Scorer in a Football game then your winnings are calculated by taking your stake, dividing it by 3, and multiplying that amount by the odds on your betting ticket.

The wagers of the In games will be place only by Internet.

The general Sports betting rules, will apply for our In Game bets.

The time information on the In Game Line,is only use to keep the game open.

Wagers placed after an outcome has occurred, and wagers placed on an obvious mistake, will be voided.

MLB Rules for Live Betting:

These rules apply to all wagers made during live MLB wagering.

****Baseball live wagering bets are official only when the game is totally completed ( 8½ innings if the home team is winning or 9 inning if the home team is the winning). All live baseball bets are for the complete game score.

Wagers on games that are suspended or otherwise not finished on the day of game, but are finished within 7 days of their start time, have action and will be graded based on the completed game score.

1. You should determine whether ibet.ag services are permitted under the laws of your jurisdiction.

2. Account balances must be verified by the player on each Internet log-on prior to wagering. When you verify and accept your betting account balance, you agree that all previous transactions are correct and you do not have any claims. Claims or disputes must be settled at this time.

3. All Internet betting transactions are logged and backed-up regularly. In all cases of dispute, both management and the player agree that the log backup shall serve as the final authority in the dispute and that all wagers will be adjusted accordingly. Claims must be lodged within three days from the date the wager was made. No claims will be honored after this three-day period. Players are responsible for verifying the accuracy of all account transactions.

4. Any manipulation of prices and or spread may result in the ticket being marked a loser.

Official Game Times

Bets are considered official after 55 minutes of play. If 55 minutes of play is not conducted, a bet on the team is treated as no action, and a parlay bet will be reduced accordingly. Bets on 1st, 2nd halves and all quarters will be considered action upon completion of the period in question. Bets on spread, money line, totals for the whole game and all bets on second halves always include overtime scoring. Bets for 4th quarter do not include overtime scoring.

Game must be played on scheduled date and site.

NFL Betting Props

NFL-SCORE FIRST in the game:

First team to score in the game. If a team scores and the game is cancelled or postponed afterward, all wagers stand regardless of how many minutes have been played.

NFL-SCORE LAST in the game:

Must be an official game (55 minutes of play). If the game goes into overtime, the team that scores last will be the winner.

NFL-SCORE IN THE FIRST 6½ MINUTES:

If a team scores at the 6:30 mark 8:30 mins left then yes is the winning wager

NFL-TOTAL 1st HALF POINTS vs. TOTAL 2nd HALF POINTS:

Must be an official game (55 minutes of play) and includes overtime.

NFL-FIRST SCORING PLAY (touchdown or FG/safety):

If a team scores and the game is cancelled or postponed afterward, all wagers stand regardless of how many minutes have been played.

3 UNANSWERED SCORES:

Extra points or 2 point conversions do NOT count.

PLAYER PROPS:

All players must take the field and play for action. Results are based on the official stats from the game.

A kicker who does not participate, due to shutout, but is suited up and available is considered to have played.

Buying on or off 3 in NFL and NCAA

NCAA:

-115 surcharge to Buy off 3.

No Surcharge to buy to 3.

NFL

-125 surcharge to Buy on 3.

Buying off 3 in NFL is NOT allowed at Jochjoch.com.

Betting on Football | Football Straight Wager

This wager is made when you choose a team and the point spread. The cost of the wager is 10/11 or $110 to win $100.

Example:

Green Bay Packers -7

Denver Broncos +7

If the straight wager is on the Packers -7 then the Packers must win by 8 or more points for it to be a winner.

If the straight wager is on the Broncos +7 then the Broncos cannot lose by more than 6 points for it to be a winner.

If the game lands on 7pts. then the game is a "push" and will result in "no action".

Betting on Football | Football Totals (Over/Under)

This is a wager on the combined scores (total) of a game. That being over or under the posted line. If you place a wager for UNDER 38, the combined total score of both teams must fall UNDER 38 pts.

Example:

Baltimore Ravens VS Atlanta Falcons

TOTAL IS 38

If you place a wager for OVER 38, the combined total score of both teams must go OVER 38 pts.

If the combined total score falls on 38 pts., the wager is a "PUSH" and there is "NO ACTION".

Overtime counts for wagers placed for the game and for the 2nd half.

Overtime does not count for 4th quarter wagers.

Betting on Football | Football Money Line Wager

With this type of wager you stipulate which team is going to win. Disregarding the point spread.

Example:

Green Bay Packers -280

Denver Broncos +240

If you wager on Green Bay -280 you lay $280 to win $100.

If you wager on Denver +240 you lay $100 to win $240.

Betting on Football | Football Parlay Wager

This play is a selection of teams in no particular order, in one play. All teams must win by the point spread margin. The more amount of teams, the greater the payoff.

Example:

2 team parlay for $100

Green Bay Packers -7

Denver Broncos +7

The payout in a 2 team parlay is 26 to 1 this means you are risking $100 to win $260 In case of a tie or no action the parlay will revert to the lower level payoff, except in a 2 team parlay where a tie reverts to a straight bet laying the original amount at risk.

Betting on Football | Football Teaser Wager

This is a wager in which 2 to 7 teams are selected together in one wager with an adjusted point spread. In a teaser you can add points to the sides or mix both sides and totals adding or subtracting to the totals. TIE + LOSS = LOSS * TIE + WIN = LOSS.

Example:

2 team teaser 7pts for $100

Green Bay -7+7 pts = the teased line is now "pick"

Denver Broncos +7+7 pts = the teased line is now +14

The payout in a 2 team teaser for 7 pts. is 10/13 In this case you will lay $130 to win $100.

Official Game Times

Bets are considered official after 43 minutes of play (NBA) or 35 minutes of play (NCAA), and international GamesIf the official time of play is not conducted, a bet on the team is treated as no action, and a parlay bet will be reduced accordingly.

Game must be played on scheduled date and site.

Team Totals and Special Spreads

The game must be completed up to within 5 minutes of normal duration.

Player Props

All players must take the court and play for action. Results are based on the official stats from the game.

Betting on Basketball

Basketball Betting | Straight Bet

This wager is made when you choose a team and the point spread. The cost of the wager is 10/11 or $110 to win $100.

Example:

Toronto Raptors +6

Chicago Bulls -6

If the straight bet is on the Bulls -6 then the Bulls must win by 6 or more points for the wager to win.

If the game lands on 6 pts. then the game is a "push" and will result in "no action".

If the straight bet is on the Raptors +6 then the Raptors cannot lose by more than 6 points for the wager to win.

Basketball Betting | Totals (Over/Under)

This is a wager on the combined scores (total) of a game. That being over or under the posted line. The cost of the wager is 10/11.

Example:

Dallas Mavericks

Indiana Pacers

TOTAL IS 178

If you place a wager for UNDER 178, the combined total score of both teams must fall UNDER 178 pts.

If you place a wager for OVER 178, the combined total score of both teams must go OVER 178 pts.

If the combined total score falls on 178 pts. the wager is a "PUSH" and there is "NO ACTION".

Overtime counts for wagers placed for the game and for the 2nd half.

Overtime does not count for 4th quarter wagers.

Basketball Betting | Money Line

With this type of bet you wager which team is going to win. Disregarding the point spread.

Example:

Orlando Magic -280

Houston Rockets +240

If you wager on Orlando -280 you lay $280 to win $100.

If you wager on Houston +240 you lay $100 to win $240.

Basketball Betting | Parlay

This play is a selection of teams in no particular order, in one play. All teams must win by the point spread margin. The more amount of teams, the greater the payoff.

Example:

2 team parlay for $100

Portland Trail Blazers +4

San Antonio Spurs -10

The payout in a 2 team parlay is 26 to 1 this means you are risking $100 to win $260. In case of a tie or no action the parlay will revert to the lower level payoff, except in a 2 team parlay where a tie reverts to a straight bet laying the original amount at risk.

Basketball Betting | Teaser

This is a bet in which 2 to 7 teams are selected together in one wager with an adjusted point spread. In a teaser you can add points to the sides or mix both sides and totals adding or subtracting to the totals. If one selection loses, the teaser is considered a loss.

Example:

2 team teaser 4pts for $100v

Lakers +4+4 pts = the teased line is now +8

Knicks -3+4 pts = the teased line is now +1

The payout in a 2 team teaser for 4 pts. is 10/12 In this case you will lay $120 to win $100.

TIE + LOSS = LOSS * TIE + WIN = LOSS

Basketball Payoffs

PARLAY ODDS

2 Teams 100 to win 260

3 Teams 100 to win 600

4 Teams 100 to win 1000

5 Teams 100 to win 2000

6 Teams 100 to win 4000

7 Teams 100 to win 7500

8 Teams 100 to win 10000

These payoffs are based on -110 lines Note: Maximum parlay payout is $ 10,000 BUYING POINTS

Lay

½ point -120

1 point -130

1½ points -140

2 points -150

Baseball General Rules

Official Game Time

Winners and Losers are official after 5 innings of play unless the home team is leading after 4½ innings. If a game is called or suspended, the score after the last full inning determines the winner. If the home team scores to tie - or takes the lead in the bottom half of the inning and the inning is not completed, the score at the time the game is called determines the winner. Money will be refunded if the home team ties the game and it is then suspended. Events will not carry over to the following day (unless otherwise specified). ibet.ag does not recognize suspended games, protests, overturned decisions, etc. for betting purposes.

When betting on the total runs (over/under) the game must go 9 innings (8½ if the home team is ahead) to have action. Wagers on total runs will be refunded if a pitcher change occurs prior to both listed pitchers throwing at least one pitch. Rules for the run line wagers are the same as those for baseball totals.

Game must be played on scheduled date and site.

**During the MLB Playoffs, all wagers will have action until the game is played to completion, regardless of their duration or the day on which they end.**

Pitcher Selection

Baseball wagers will be accepted in the following manner:

Action

Team against team, regardless of the starting pitcher. "Action" bets will be computed by the opening price with the new pitcher. A pitcher is deemed a starting pitcher after throwing one pitch.

Overnight Baseball

Due to scheduling changes, an overnight game may become part of a doubleheader. When this occurs, all overnight bets are action if originally listed pitchers square off in either game.

One specified pitcher

A wager on or against a specified pitcher, regardless of the other starting pitcher.

Both specified pitchers (listed)

If starting pitchers are not exactly as listed on betting display board and/or your ticket, your bet will be deemed "no action".

Note:

If there is a pitching change prior to the game, money odds may be adjusted. If one scheduled pitcher starts against any unscheduled pitcher, "action" wagers will be computed by the opening price with the new pitcher. A pitcher is deemed a starting pitcher after throwing one pitch.

Betting on Baseball

Baseball Betting | Money Line

Betting on baseball is done by risking more money than the win amount on favorites (Mets) or risking less to win more on dogs or underdogs (teams not favored to win).

Example:

Mets - 140

Reds + 120

If you wager on the Mets -140 you lay $140 to win $100. If you wager on the Reds +120 you lay $100 to win $120.

Baseball Betting | Totals Over/Under

There is a standard 20 cent line.

Example:

Mets 7 over -120

7 under Even Money

If you take the Mets over 7 runs you lay $120 to win $100. If you take the Reds under 7 you lay $100 to win $100 (even money). The team doesn't matter. You are only betting on the total runs of the game.

Baseball Betting | Run Line Betting

A baseball Run Line bet is a combination of the point spread and the money line. The team wagered on must win by the point spread while the amount wagered is determined by the money line odds.

Example:

Braves -1 1/2 +130

Pirates +1 1/2 -150

If you wager on the Braves you must win by 2 or more runs. You would lay $100 to win $130.

If you wager on the Pirates they cannot lose by 2 or more runs. You would lay $150 to win $100.

MLB Betting - PROPS

MLB - SERIES

Bets on series are based on the FIRST 3 GAMES PLAYED of each series. Neither team can play another opponent between scheduled games. If one of the first three games gets postponed, all wagers stand (ACTION). If less than 3 games are played, the team with the advantage is the winner of the series.

All wagers are based on action. (no listed pitchers)

MLB - First Halfs

Bet are based on the score in the first 5 FULL INNINGS. If after the first 5 full innings the game is not completed, all wagers on the first half will still stand.

All wagers are based on listed pitchers.

MLB - Second Halfs

Bets are based on the score from the top of the 6th inning till the end of the game. Must be a complete game (i.e. 9 innings, or 8½ innings if the home team is ahead). Wagers include extra innings.

All wagers are action, regardless of pitcher.

MLB - Total hits runs and errors

Has to be a full game - 9 innings to have action (8½ if the home team is ahead).

All wagers are based on listed pitchers.

MLB - Team to score first

First team to score in the game, If there is a result and the game is canceled or postponed all wagers stand regardless of how many innings played.

MLB - Team to score last

Has to be an official game. All wagers are based on listed pitchers.

MLB - Will there be a run scored in the first inning

If a run gets scored in the first inning and the game is canceled or postponed all wagers stand. If the first inning is complete and no run was scored and the game is canceled or postponed all wagers stand.

All wagers are based on listed pitchers.

MLB - Strikeouts by Team

In case the game gets suspended before 5 full innings are played, all wagers on Strikeouts by team will be cancelled. If a match is shortened before completion, but after 5 innings, then the strikeouts are only recorded to the last full innings eg, a Match is called after 7.5 innings, all strikeouts will be recorded only after 7 full innings.

MLB - Most total bases

The players listed on the match-ups must be on the starting lineup for action, if not wagers will be canceled.

MLB - Baseball Team Total

Has to be a full 9 innings to have action. (8½ if the home team is ahead).

All wagers are based on listed pitchers.

MLB - 1st at bat most total bases

Walk or HBP not valid towards wager.

MLB - 2 1/2 Runlines/Alternative Run-lines and Team to have more home runs

All bets are based on listed pitchers. Game must go at least 8 1/2 innings if the home team is winning, otherwise match must be fully completed.

All wagers are based on listed pitchers.

Tennis General Rules

At ibet.ag we accept bets on all major tennis events using straight money lines.

Example:

Martina Hingis -140 or risk $140 to win $100

Vanessa Williams +120 or risk $100 to win $120

ibet.ag provides all tennis wagers on the individual matches or sets. Betting must be fully completed without player's withdrawal, incapacity or disqualification for bets to stand. If a match is rescheduled due to scheduling, weather problems, bad light, etc. then all bets will have action and all wagers will stand. All tennis future bets are placed as *"All In"* unless otherwise stated. If a player withdraws before participating, then all bets on that player are settled as a loss. If the start of a match is delayed or if play during match is suspended, all pending wagers will remain valid for 48 hours. If the postponement lasts more than 48 hours, all wagers will be canceled and the money refunded back in the accounts.

Hockey General Rules

Official Game Time

The game becomes official (action) after 55 minutes of play. Goals scored during overtime are included for wagers on the game, but are not included on wagers for the 3 rd period.

If a game requires a shoot-out to determine the winner, One goal will be awarded to the winner for the final score(regardless of how many goals scored in the shoot-out) which will be recognized for the total goals scored as well as the winning team.

Game must be played on scheduled date and site.

NHL Betting Periods

The full 20 minutes of the period must be played to have action.

NHL Overtime Line

Bets on NHL overtime line are for the complete overtime, regardless of how many overtime periods are played and will include a shoot-out if required to determine the winner.

NHL 3-Way and European Ice Hockey (Draw line quote)

NHL 3 way and European Ice Hockey is settled without overtime (60 minutes of play) for the main quote (Away/Home/Draw). This option does NOT include overtime or a shootout.

Betting on Hockey

Line Types

We offer 3 different types of lines for Hockey; The Canadian Line, 3 Way Option), and Straight Money Lines.

Hockey Betting | Canadian Line

The Canadian line is a combination of a goal and money line. The money line is a 20 cent line for straight bets.

Example:

Boston Bruins +1 1/2 -140

L.A. Kings -1 1/2 +120

If betting on the Kings the customer would give-up a goal and a half and would risk $100 to win $120, the Kings must win by at least two goals. If betting on the Bruins the customer would get a goal and half but would risk $140 to win $100.

Hockey Betting | Money Line

All money line options are prices to win the game outright, according to NHL rules.

Example:

Boston Bruins +110

L.A. Kings -130

If you select the Bruins to win the game, betting $100 would win you $110. If you select the Kings to win, you would need to risk $130 to win $100.

Hockey Betting | Totals Over/Under

Example:

Bruins +1 1/2 -140 5 OVER -130

Kings -1 1/2 +120

As well as having favorites on sides you also have favorites on totals, in this example over the total of five goals is indicated as the favorite in which case the customer would lay $130 to win $100. If betting on the game to go under five goals the customer goes with the underdog so he/she receives a larger return in this case risking $100 to win $110. If there is no money line indicated the total has a "FLAT" line or -110 whether betting over or under, in which case the customer would lay $110 to win $100 either way. When you wager on total goals, if the score falls on the number in this case five, it will be "no action".

Hockey Parlays Betting

Hockey Parlays

With hockey parlays you can combine anywhere from 2 to 8 teams into a single wager resulting in higher betting payouts as in baseball parlays. Note: Hockey parlays are calculated as they are in baseball. Maximum parlay payout is $10,000.

Boxing General Rules

Boxing Lines on All Major Title Fights

Straight money line betting as well as proposition bets on whether the fight, will go to a certain amount of rounds as predetermined on the day of the fight. Betting on Boxing until the sound of the bell for the first round.

Example:

Tyson -280 risk $280 to win $100 on Tyson

Holyfield +190 risk $100 to win $190 on Holyfield

Will go 4 1/2 rounds +150 risk $100 to win $150

Will not go 4 1/2 rounds -170 risk $170 to win $100

4 1/2 rounds means four full rounds and ninety seconds of the fifth round

All results are official by the result of the governing body on the day of the fight.

If a price is offered for a draw: in the event of a draw all bets on either boxer to win will be losers.

In round by round betting: if a boxer fails to answer the bell, the fight will be deemed to have ended in the previous round.

If the scheduled number of rounds is changed all "Pick the round" bets are void and bets refunded.

Betting on a fighter to win by knockout means he can win by KO, TKO or disqualification.

If you bet on a fighter to win a decision that bet is a winner whether the decision is announced a the end of the scheduled distance of a fight or if a fight is ended prematurely and goes to the scorecards.

Where a match is abandoned or postponed, but fought within 14 days of the original scheduled date, all bets stand.

Once the 14 days have expired, all bets are void.

Motor Racing General Rules

NASCAR

There are two main ways to bet on NASCAR and other motor racing events. Either on the out-right winner of the race or on the winner of a predetermined matchup.

Driver must start for action.

Example:

(Straight Wager):

Jeff Gordon 1/1 or 100 to win 100

Dale Jarrett 2/1 or 100 to win 200

Mark Martin 2/1 or 100 to win 200

Mark Skinner 5/2 or 100 to win 250

Dale Ernhardt 7/5 or 100 to win 140

Motor Racing and Nascar Match-ups

Both drivers must start for action.

Match-up 1:

Jeff Gordon -140 or risk $140 to win $100 Vs. Dale Ernhardt +120 or risk $100 to win$120

Formula One Betting

Bets on Formula One (F1), Motor and Auto races are decided on the podium position of the day of the prize giving for the particular event, any changes in position after this time is not considered for settling purposes. If two drivers abandon the race after completing the same number of laps, the respective head to head is deemed void, otherwise the driver who completes the most laps will be deemed the winner if both drivers fail to finish the race.

To win the race:

60% of the starting field must start the race for action.

Top 3 (podium) finishes:

80% of the starting field must start for action.

Drivers Matchups:

Both drivers must start the race for action.

THE FORMATION LAP IS NOT CONSIDERED PART OF THE RACE FOR WAGERING PURPOSES.

Fantasy General Rules

For scoring purposes the following websites will be used- www.nfl.com www.nba.com and www.mlb.com

In head to head matchups and group betting, all players must play for action otherwise all bets will be refunded.

All Baseball Betting matches must go a minimum of 5 full innings and no maximum. After 5 innings all stats are recorded from www.mlb.com

All NFL Betting matches must go 55 minutes for action. NBA games must go 43 minutes for action.

All bets will stand regardless of change of venue and date/time as long as the match affected is played within seven days of the original schedule, NBA and MLB games which are not played on the scheduled date will be cancelled. MLB pitching changes do not affect fantasy sports betting, unless the changed pitchers are affected in match ups or groups.

Season futures group betting is all in, meaning all wagers will stand regardless of players not playing a game.

All points are accumulated for each player, or where specified each position.

** In the event of a tie, tie breakers will be used, see below for definitions**

MLB Betting Points System

Batting

(Specified batters do not accumulate pitching stats)

Hits 1 Point

Runs 2 Points

Single 1 Point

Double 2 Points

Triple 4 Points

Homerun 3 Points

RBI 1 Point

Stolen Base 1 Point

Base On Balls 1 Point

Strikeouts -2 Points

Tie breakers:

Player with the most stats in these categories in order will decide the batter winner (only in order to decide the winner):

Player with the least STRIKE OUTS, then if still tied,

The player with the most HITS, Most RBI'S, Most RUNS, Most BB.

Pitching

(Pitchers Stats for pitching only, hitting/At Bats etc not included for pitchers.)

Innings pitched

2 Points (Fractions count, ie 5.1 inn = 10.2 points)

Hits -1 Point

Runs -1 Point

Strikeouts 1 Point

Home run -1 Point

Base on Balls -1 Point

Saves 1 Point

Blown Saves -1 Point

Wins 1 Point

Loss -1 Point

Tie breakers:

Player with the most stats in these categories in order will decide the batter winner (only in order to decide the winner): 1. Player with the most INNINGS Pitched, the if still tied, 2. The pitcher with the most STRIKE OUTS, Least HITS, Least BB, Least RUNS

After the tie breaker rule, if players are still tied.

Head to head bets will be refunded

In the event of a tie where 3 or more competitors are offered in one betting option, the payout will be divided by the number of players tied.

NFL POINTS SYSTEM (www.nfl.com stats used only) OFFENSIVE

Passing Completions Made

¼ Point (ie 1 Point for every 4 Completions)

Passing Yards (50 yards for 1 point, Partial 50 yards count as decimal)

Passing Touchdown 6 Points

Interceptions â€"2 Points

Rushing Attempts ¼ Point (ie 1 Point for every 4 Attempts)

Rushing Yards (20 Yards for 1 point, Partial 20 yards count as decimal)

Rushing Touchdowns 6 Points

Reception Yards(kick off returns, and punt return yards included) 20 Yards for 1 point, Partial 20 yards count as decimal)

Receptions Made 1 Point

Reception Touchdowns 6 Points

Return Touchdowns 6 Points

2-Point Conversions 2 Points

Fumbles Lost â€"2 Points

Field Goals 0-39 Yards 3 Points

Field Goals 40-49 Yards 4 Points

Field Goals 50 + Yards 5 Points

Point After Attempt Made 1 Point

NFL POINTS SYSTEM (www.nfl.com stats used only) DEFENSIVE

Opponents Offensive Fumble And Interception Returned for Touchdown 6 Points

Fumble Recovery 2 Points

Sack 1 Point

Interception 2 Points

Safety 6 Points

Blocked Field Goal/Point After Attempt/Punt 2 Points

0 Points Allowed (Credit 10 Points) +10

1-6 Points Allowed (Credit 7 Points) +7

7-13 Points Allowed (Credit 4 Points) +4

7-13 Points Allowed (Credit 4 Points) +4

14-20 Points Allowed (Credit 1 Points) +1

21-27 Points Allowed (Credit 0 Points) +0

28-34 Points Allowed (Deduct 1 Point) -1

35+ Points Allowed (Deduct 4 Points) -4

Cricket Betting

At least one ball must be bowled for bets to stand, otherwise all bets are void. However, if a match is officially abandoned (e.g. due to dangerous pitch conditions) then all undecided bets on the match are void.

For batting or bowling head-to-heads, both batsmen must reach the crease, or both bowlers must bowl one ball for bets to stand, otherwise all bets are void and wagers refunded.

In one-day matches shortened by weather the outcome will be that determined by the Competition Rules. If the match is declared a 'no-result' all bets are void and wagers refunded.

Betting on Australian domestic cricket is based on the most points awarded in the match.

Handball/Floorball Betting

Results will be entered at the end of normal regulation play. Extra time will not count unless specified.

Soccer Betting

Money line wagering on soccer offers a draw line as well as sides. In the event of a draw example: (1-1), all bets on either of the sides will be graded as losers. Again, in the event of a draw, only wagers placed on the draw line will be graded as a win.

The result of the game is decided after 90 minutes of play plus injury time. Extra time / overtime / golden goal is not taken into consideration for soccer bets unless otherwise stipulated.

If any match is abandoned or postponed all bets will be void unless the relevant market result has already happened. For example, "first goal scorer" betting will stand if a goal has already been scored.

Where a venue is changed, bets will stand unless the game is to be player at the original away team's ground in which case all bets will be void.

Athletics/Cycling Betting

In Athletics events, betting is "All In". Refunds are not available for non starters and bets on those competitors will stand. Betting Payouts are based on Podium Positions.

Rugby League/Union Australian Betting Rules

Betting Payouts on official declared result. Where a draw option is offered, the bet is decided on the result at normal time, no extra time included.

Winter Sports/Olympics Betting

Upon postponement of any event (eg due to bad weather) All bets have action until the event takes place. If the event is abandoned, all wagers are refunded.

Unless stated all wagers are treated as "All In" and with no refunds for non starters.

All betting payouts on podium positions.

All head to head and group betting options require all competitors to leave the start line for action.

Elections/Politics Betting

Paid on the official result at the time of swearing in.

Table Tennis

Bets decided by the official results declared by the International Table Tennis Federation (ITTF). In the event of a match starting but not being fully completed for any reason, all bets will be voided.

Bandy

Bandy matches must go at least 80mins to be considered valid, otherwise all bets will be considered void.

Darts

Both players must start and the match must reach full completion for action. Post game disputes by either player that alter the final outcome of the match etc will not be valid for betting purposes.

Snooker

Frame/Handicap betting- Both players must start the match and the match must be fully completed for action. Match betting- The player progressing to the next round will be deemed the winner, as long as players started the match up.

Other Sports not covered

Bets will be decided on the official result declared by that particular sports governing body.

Straight Bets

Straight bets are made when you choose a team and the point spread. The cost of the bet is 10/11 or $110 to win $100.

Example:

Toronto Raptors +6

Chicago Bulls -6

If the straight bet is on the Bulls -6 then the Bulls must win by more than 6 points for the bet to win.

If the straight bet is on the Raptors +6 then the Raptors cannot lose by more than 5 points for the bet to win.

If the game lands on 6 pts. then your bet is a "push" and will result in "no action". i.e.: Final Score: Rap 90 and Bulls 96

Parlay Payoffs

Two or more teams or totals can be combined to make one wager. Circled games cannot be parlayed. Proposition plays, and future bets cannot be parlayed.

In case of tie or no action the parlay will revert to lower level payoff, except in a 2 team parlay where a tie reverts to a straight bet.

(!) All parlays are based on a true odds format except for parlay cards.

PARLAYS PAYOFFS

2 Teams 100 to win 260

3 Teams 100 to win 600

4 Teams 100 to win 1000

5 Teams 100 to win 2000

6 Teams 100 to win 4000

7 Teams 100 to win 7500

8 Teams 100 to win 10000

Note: Maximum parlay payout is $ 10,000

Teasers

Teasers are wagers in which 2 to 7 teams are selected together in one wager with an adjusted point spread. In a teaser you can add points to the sides or mix both sides and totals adding or subtracting to the totals.TIE + LOSS = LOSS * TIE + WIN = LOSS.

Example: 2 team teaser 4pts for $100

Lakers +4 +4 pts = the teased line is now +8

Knicks -3 +4 pts = the teased line is now +1

The payout in a 2 team teaser for 4 pts. is 10/12 In this case you will lay $120 to win $100.

If Bets

If Bets

If bets help customers who want to have action on more than one game but based on the result of the 1st wager. There are 2 types of if bets, "If Win Only" and "If Win/Ties or cancelled.

If Win Only example:

501. Dallas Cowboys -5 $110 to win $100

If Win Only

504. Carolina Panthers +4 $110 to win $100

If the Cowboys lose, the wager stops there and is scored a loser -$110; if the Cowboys win +$100 the wager continues to the Panthers wager; if the Panthers win, the wager is a $200 winner; if the Panthers lose the wager is a $10 loss. If the Cowboys win by exactly 5, then there will be no action on the Carolina Panthers and the 110 will go back to your account.

If Win/Ties or cancelled example:

501. Dallas Cowboys -5 $110 to win $100

If Win/Ties or cancelled

504. Carolina Panthers +4 $110 to win $100

In this case, customers will have action on the second part of the wager if Dallas wins by 5 or more points.

Reverse Bets

A Reverse wager connects two contestants in two separate IF bets. The first IF would connect contestant A to contestant B, the second bet would connect contestant B to contestant A.

Keep in mind Reverses are If bets where you need to select if win only or if win/ties or cancelled.

Example:

A customer wants a $100 Action Reverse with the New England Patriots -9, and the Denver Broncos +6… the play would look like this.

Part A: New England Patriots -9 Risking $110 to win $100, If that play wins or pushes then there will be action on the Denver Broncos +6 risking $110 to win $100. If the New England Patriots don't cover the -9 spread then there will be no action on the Denver Broncos +6.

AND

Part B: Denver Broncos +3 risking $110 to win $100, if that play wins or pushes then there will be action on the New England Patriots -9 risking $110 to win $100. If the Broncos don't cover the +6 spread then there will be no action on the Patriots -9.

The total risk amount is $220.00, but the player has a possibility of winning up to $400.00.

Action Points

Action Points are available for football and basketball. Action Points are for the bettor who not only can predict which team will win the game, but by how many points. Your action point wager is capped from 1 point to a maximum of 10 points, and the wager you risk cannot exceed your available balance. On this type of wager, you risk $110 for every $100 wagered.

Example:

Atlanta Hawks 191

Houston Rockets -5

Suppose you wager $100 a point on the Houston Rockets and ask for a cap of 10 points. Houston must win by at least 5 points, and for every point over the point spread of 5 that they win by, you win $100. You have the chance of winning between $100 and $1,000.

If Houston wins by 9 points, your net winnings would be $400. On the other hand, if Houston fails to cover the point spread, you risk $110 for every point that they fall short of the 5-point spread. You can also use totals either over or under, or the underdog in the game, getting 5 points.

Action points can only be placed through our call center.

Money Lines

Football and Basketball betting you are given the option to bet a point spread or a moneyline bet. With money lines you wager which team is going to win. Disregarding the point spread.

Example:

Orlando Magic -280

Houston Rockets +240

If you wager on Orlando -280 you lay $280 to win $100.

If you wager on Houston +240 you lay $100 to win $240.

The line values are determined base on the point spread. When betting money lines you are betting on a team to win the game outright.

Open Wagers

Open wagers allow the customer to play teasers or parlays making one selection at different times or even different days.

Example: 3 Team Parlay $100 to win $600

Cowboys -8

Dolphins -14

OPEN*

* Any open wager left unfilled/pending for more than 1 week will be cancelled. No open spots on 10 pt teasers. No open spots on 4 team or more parlays.

* The minimum amount for a bet placed online with 1 or 2 open spots is $50 and customer must call to fill the open spots.

Round Robins

Round Robin is a wager in which three to ten teams or totals are combined into a single play and all possible combinations of Parlays chosen by the customer. Any pick that can be parlayed may be placed in a Round Robin.

Because the Round Robins are turned into Parlays, the same rules apply as in a regular Parlay:

• If one of the teams loses, all parlay combinations with that team are a loss.

• If one team pushes, then all combinations with that team would turn into the lower Parlay or Straight bets risking the same amount of the Parlay.

• Open spots are not allowed in Round Robins.

• Points may be bought on as many picks as the customer wants in a Round Robin, as long as the Round Robin is broken into only 2 or 3 team combinations.

Also, whatever the player risks on the Round Robin must be applied to each of the 2 Parlay combinations

Example:

New York Knicks +7 -110

Houston Rockets +8 -110      -      A $50 RR, in combinations of 3 by 2's

Cleveland/Denver Over 188 -110

1st Parlay 2nd Parlay 3rd Parlay

Knicks +7 Knicks +7 Houston +8

Houston +8 Cleveland / Denver Over 188 Cleveland / Denver Over 188

Risk $50 / Win $130 Risk $50 / Win $130 Risk $50 / Win $130

A 3 team Round Robin for $50 has 3 possible 2 team Parlay combinations, so the maximum risk would be $150; each parlay would win $130, so the maximum win would be of $390.